Stop chargebacks
before they happen.
Qarta intercepts pre-dispute signals from Stripe, auto-refunds based on your rules, and keeps your dispute ratio safe — so you never wake up to a frozen Stripe account.
Free plan available. 10 min setup. No code changes.
The Problem
Chargebacks quietly destroy SaaS margins
Most Stripe SaaS companies don't think about chargebacks — until they're in monitoring. By then, it's expensive and stressful.
Every Chargeback Costs You Real Money
Each dispute means the transaction amount + $15-25 in Stripe fees. For a $50 subscription, that's a 50%+ loss — and it adds up fast.
Stripe Flags You at 0.75%
Cross the 0.75% dispute rate threshold and Stripe puts you into monitoring. Cross 0.9% and you enter the VAMP programme — risking account termination.
Chargebacks Arrive Too Late
By the time you see a chargeback in your Stripe dashboard, the window to act has passed. You needed to refund proactively — hours or days earlier.
No Visibility Into Pre-Dispute Signals
Stripe sends Early Fraud Warnings before disputes happen. Most SaaS teams don't even know they exist — or how to act on them automatically.
Manual Triage Wastes Your Team's Time
Without automation, every dispute alert requires someone to investigate, decide, and refund manually. That's hours per week on a problem that should be automated.
SaaS Subscription Patterns Cause Friendly Fraud
Free trials that convert, forgotten subscriptions, upgrade confusion — SaaS billing patterns trigger chargebacks even from happy customers.
The Solution
Chargeback deflection on autopilot
Connect Stripe. Set your policies. Qarta handles the rest — intercepting pre-dispute signals and auto-refunding before chargebacks hit your account.
Pre-Dispute Alert Interception
Qarta listens to Stripe Early Fraud Warnings and dispute events in real time. When a signal arrives, we act before it becomes a recorded chargeback on your account.
Rule-Based Auto-Refund Engine
Set your rules: auto-refund if amount < $100 and reason is fraud. Set safety caps per day and per customer. Qarta executes refunds via Stripe Refunds API — no manual work.
Dispute Ratio Protection
Stay well below Stripe's 0.75% monitoring threshold. Qarta tracks your dispute ratio trend and shows exactly how many chargebacks were prevented and fees saved.
Outcomes Dashboard
See what matters: disputes avoided, fees saved, dispute ratio trend, automation rate. No noise — just clear proof of revenue protected. Export for your CFO.
Savings Calculator
See how much you could save
Adjust the sliders to match your business. See the real impact of proactive chargeback deflection.
How It Works
Live in 10 minutes. No code changes.
Connect Stripe
Install the Qarta Stripe app or connect via OAuth. We sync your charges, disputes, and Early Fraud Warnings. Takes 10 minutes, no code changes.
Set Your Policies
Define auto-refund rules: amount thresholds, dispute reasons, safety caps per day. Start with our recommended defaults or customize completely.
Chargebacks Drop
Qarta intercepts pre-dispute signals 24/7, auto-refunds according to your policies, and shows you exactly how much you saved. Dispute ratio stays safe.
Simple, transparent pricing
Start free. Pay only when Qarta is saving you money.
Free
Get started and see the value before you pay.
- 10 alerts / month
- Auto-refund policies
- Outcomes dashboard
- Email notifications
- 1 team member
Pro
For growing SaaS with real chargeback exposure.
- Unlimited alerts
- Advanced policy engine
- Slack + email notifications
- Priority support
- 5 team members
- $15 per deflected chargeback
Growth
For high-volume businesses with 50+ deflections/month.
- Everything in Pro
- Volume discounts on deflections
- Custom policy rules
- API access
- Unlimited team members
- Dedicated account manager
All plans include Stripe-only integration, auto-refund engine, and audit logging. No setup fees. Cancel anytime.
FAQ
Common questions
Stop losing revenue to chargebacks
Protect your Stripe dispute ratio and save money on every prevented chargeback. Set up in 10 minutes.
Free plan available. No credit card required.